With every New Year comes celebration, optimism and a time for setting goals. For millions of people, their primary goal in 2016 will be to improve their health or finances. For consumers who are looking to take control of their personal finances, it’s always a great idea to do a budget overview, review all of your personal debts and identify areas for improvement. One easy area for consumers to make changes is with their non secured debt, or credit cards. If you are searching for a better credit card in 2016 (more rewards, better cash back, lower interest rate) then you will be pleased to know that many banks and card issuers are again rolling out the perks and promotions for 2016!
We reached out to Steve Moore, from the Best Credit Cards network to get some ideas on the top credit card promotions this year. They reviewed cards for low rate, points, travel and more on their website and offered these 4 cards as great options for consumers in the market for a new or improved credit card offer in 2016.
Capital One® VentureOne® Rewards Credit Card
The Capital One® VentureOne® Rewards Credit Card not only has low interest for those with excellent credit but it also offers awesome rewards. The card features also earn a one time bonus of 20,000 miles once you spend at least $1000 with in the first 3 months of opening your account. Earn unlimited 1.25 miles per dollar on every purchase, every day with no annual fee. The sign up bonus is equal to $200 in travel.
With the Chase Slate card you receive an zerp percent intro APR for 15 months on purchases and balance transfers. The Slate® card is one of the few cards that does not charge a balance transfer fee if completed within the first sixty days, this makes the card a terrific option for those who may have some holiday debt that they are hoping to consolidate in 2016.
BankAmericard® Visa® Card
Searching for a terrific credit card in 2016 for some potential purchases? Take advantage of a 0% introductory APR for 15 months on purchases and for any balance transfers which are made within the initial two months of opening the account. This credit card also features the new EMV chip for enhanced security.
A popular choice for consumers heading into 2016. This remains a top choice for consumers who want a cash back and rewards category credit card. Discover takes great pride in having award winning customer service, which is becoming more important to consumers who have dozens of great options in the travel, reward and cash back credit space. All Discover cards come with free FICO score tracking. For a limite time, Discover is offering double cash back bonus for all new applicants, if your looking for a terrific card offer, this one is sure to top most everyones list in 2016!