Best 2015 Credit Cards Revealed For The New Year

Consumers winding down their 2014 Holiday Shopping have likely been using credit cards to make millions of dollars in purchases, helping to fuel the economy well into 2015. For many the New Year brings on financial planning and goal setting and many people will begin to look at their credit cards either for a balance transfer option to reduce their holiday spending interest charges or for promotions offering more miles, cash rewards or rebates towards a new automobile. We worked with the editorial team from to identify a comprehensive list of the top credit cards for consumers heading into 2015.

Top Pick For Best 2015 Credit Cards

Its hard to find a flaw in the Capital One Quicksilver credit card as one of the top rated credit card every year this credit card is loaded with benefits Get unlimited 1.5% cash back on every purchase with no limit on how much you can earn, and no changing categories $100 Cash Bonus, Earn a one-time bonus by spending $500 on purchases within the first 3 months. Rewards don’t expire, and you can redeem your cash back for any amount, anytime plus there is no annual fee. The card also offers a great 0% intro APR on purchases and balance transfers.

Top Pick For Best 2015 Balance Transfer Credit Cards

Consumers who are in the market for a balance transfer credit card are on the hunt for one thing, to save money, and no credit card offer on the market offers better money savings opportunities than the Chase Slate credit card. The Chase Slate is one of the only credit card that offers consumers who qualify a zero percent interest rate for 15 months and no fee on balances that are transferred over. This equates to immediate savings and provides a great opportunity to lower your interest expenses and start saving money immediately!

Top Pick For Best 2015 Rewards Credit Cards

Perhaps the toughest category to find the top rated offer as almost every credit card provider (American Express, Bank of America, Barclay, Capital One, Chase, Citigroup) offers a compelling rewards/points/perks based credit card that is sure to fit the goals for consumers. Finding the right card is often predicated on your personal goals and spending habits. Our choice for 2015 is the American Express Everyday purchase credit card, this card is loaded with great benefits for the mega user, including: Zero percent interest for purchases for the first 15 months and no annual feel. You can also qualify to get 1 year of Amazon Prime plus 10,000 Membership Rewards® points after you make $1,000 in purchases (first 3 months). You earn 1% on all purchases and you can earn 20% more points by using your card to make 20 or more purchases with your card in a billing period.

Top Pick For Best 2015 Student Credit Cards

For college students finding the right credit card is a step towards financial responsibility and budgeting. The Bank of America student platinum credit offers access to the bank’s Add It Up program, where cardholders can earn up to 20% cash back on online purchases at participating retailers. The credit card has no annual fee and a competitive interest rate, as well as offering an introductory zero percent interest rate for the first 15 months for purchases and balance transfers.

Top Pick For Best 2015 Travel Credit Cards

A category that is sure to get the attention from those who love to travel, rack up frequent flyer miles and take advantage of perks and promotions. This category had lots of outstanding offers (Capital One Venture Rewards, Citi Prestige) but no card offers more value than the Barclay Arrival World Mastercard, which allows you to earn 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days. The card also features a zero percent balance transfer for 12 months. You earn and impressive 2times miles on all purchases. No foreign transaction fees on anything you buy while in another country and a complimentary online FICO® credit score.

Top Pick For Best 2015 Zero Percent Credit Cards

Lots of credit card promotions to consider in this category as well, but we could not ignore the DiscoverIT credit card which is loaded with perks and benefits every consumer can use. Discover has also received the JD Power award for customer service. The credit card features a great zero percent intro APR on balance transfers for 18 months and six months for purchases. Consumers can earn 1% cash back on all purchases. Discover also offers a free FICO® Credit Score on monthly statements.

Great Resources For Consumer Finance in 2015

Annual Credit Report – Free review of your credit reports from Transunion, Experian, Equifax.

Consumer Finance – Government sponsored site offering articles to save an protect your finances

Bankrate – tips for young people to save money

2015 debt saving goals – find ways to save $100 per month

Finance tips from Billionaires – hosted by a leading consumer savings and finance website

Forbes Newlywed Finance Tips – find great tips from experts for those who are recently married tips for students

**See credit card companies websites for specific terms and offers, no financial consideration is offered for the reviews or opinions expressed in this article**

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